Appraisal services for Graham and Alamance County homeowners

Check out the top 7 reasons why NC homeowners order from McVey Appraisals (336) 229-6777:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
Remove PMI to reduce their mortgage payments
Reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a NC divorce, where real estate property needs to be divided
Determine the true market value of property in question to settle an estate in Alamance county or NC

Need help determining the price of your house in or near Graham, NC?
Contact McVey Appraisals (336) 229-6777.

We at McVey Appraisals (336) 229-6777 understand the particular needs of a consumer in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at McVey Appraisals (336) 229-6777 are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.

PMI Removal Appraisals

An attractive money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experts in helping customers just like you do away with unneeded PMI insurance.

Challenge Alamance county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that's declining or not appreciating as much as other houses nearby. That means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. When contesting your property tax assessment, getting an appraisal from McVey Appraisals (336) 229-6777 is your number one weapon.

HELOC recently frozen?

If your home is in a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. A professional appraisal from McVey Appraisals (336) 229-6777 can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would like to have a professional double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? McVey Appraisals (336) 229-6777 offers field reviews where we go out and check the subject and comparables. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you While usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.